Pre-arbitration
Early-career players are generally under club control and often earn near the league minimum. Build the plan around current-year salary, not future earning expectations.
Commonly service years 1–3Built for professional baseball cash flow
Your contract. Your season. Your plan.
Turn salary, bonuses, endorsements, taxes, agent fees, and offseason needs into a clear 12-month budget.
Your saved financial information stays private.
SEASON SNAPSHOT2026
AVAILABLE MONTHLY SPENDING$29,925after reserves and planned savings
Gross contract income$760,000
Tax reserve$266,000
Future money$114,000
12-month runwayFunded
Sample plan · figures are estimates
162 games. One year-round plan.
Your deal amount is not your spending amount.
MLBBudget separates headline compensation from cash received, required reserves, professional expenses, family commitments, and the money that must last beyond the season.
Know the contract stage
MLB income changes as service time grows.
MLBBudget organizes the number that matters now—cash available this year—without losing sight of team control, arbitration, extensions, or long-term free-agent compensation.
Salary arbitration
If player and club do not agree, each can submit a figure and a panel selects one. Keep both outcomes in the simulator until compensation is final.
Commonly service years 4–6Extension or free agency
Large headline values may include changing annual salaries, bonuses, options, incentives, and deferrals. Plan from the payment schedule, not total value.
Six years of service commonly precedes free agencySuper Two can accelerate arbitration.A qualifying top tier of players with more than two but fewer than three years of service can receive four arbitration years. MLBBudget can preserve a conservative current-salary plan alongside the higher arbitration scenario.
Contract rules that change the budget
Track the clause, not just the salary.
Major League guarantees
Standard Major League contracts are generally guaranteed. Record remaining guaranteed salary separately from bonuses, incentives, and other conditional compensation.
Major vs. minor league pay
Minor-league contracts are not guaranteed and do not generate Major League service time. A promotion can shift income to a prorated Major League rate, so model both roster outcomes.
Options, clauses & incentives
Separate club options, player options, buyouts, no-trade protections, and playing-time incentives. Never include conditional money in available spending before it is earned or exercised.
Contract scale can be enormous.Juan Soto’s 15-year, $765 million agreement and Shohei Ohtani’s 10-year, $700 million agreement illustrate why total value, annual salary, deferred money, and spendable cash must be tracked separately.
Your money, organized by decision
Six baseball budget centers
Each center keeps facts, estimates, action items, and professional-review questions in one place.
Contract & cash
Track salary, signing bonuses, incentives, endorsements, deferred compensation, and cash received.
Pay schedule
Map in-season checks, bonus installments, offseason income, and due dates across 12 months.
Taxes & reserves
Estimate federal, resident-state, jock-tax, agent-fee, union-dues, and quarterly reserves.
Offseason runway
Convert seasonal cash into housing, training, travel, emergency, retirement, and transition reserves.
Decision simulator
Model housing, vehicles, family support, investments, injury, release, trade, and income changes.
Protection center
Organize insurance, estate documents, trusted contacts, and questions for qualified professionals.
Free season planner
See what the contract can support.
Use a quick estimate before creating your private account. Adjust the inputs to see your reserve targets and monthly spending amount.
This preview is educational and does not provide tax, legal, or investment advice.
Gross per paycheck$63,333
Tax reserve$266,000
Future money (15%)$114,000
Available per month$31,667